Frequently Asked Questions about Public Adjusting and Insurance Claims

Will my settlement be larger if I hire a public adjuster?

While every situation is different, history shows that individuals who use a public adjuster almost always receive a larger insurance company settlement. Your claim is represented by an experienced professional who submits a detailed, complete, and carefully prepared claim. This type of professional preparation generally results in a higher settlement. We meticulously review the evidence, inspect the site of the loss, and document all damage.

What is a Public Adjuster?

Unlike an insurance adjuster working for an insurance company, a public adjuster is an insurance claims adjuster that advocates on behalf of the policyholder throughout the claim process, including appraising and negotiating. The public adjuster is the only type of claims adjuster that can legally represent the rights of an insured throughout the claims process.

Can my insurance company cancel my contract if I hire you?

This would be considered a violation of existing laws and ethics that regulate the insurance industry. An insurance company cannot terminate your policy if you hire a public adjuster.

If the insurance company closes my claim, do I have any recourse?

Florida law allows you to file a supplemental claim up to 5 years after the date of loss. If you believe you were wronged in the initial claim, call Coral Claims today.

What’s the difference between Coral Claims public adjusters and an insurance company adjuster?

Coral Claims adjusters are public adjusters. An insurance company adjuster or independent claim adjuster is employed by the insurance company and cannot protect the interests of their employer, and you at the same time. A public adjuster is a professional adjuster that works for your best interests. Coral Claims offers the services of professional public adjusters.

Who uses the services of a public adjuster?

Public adjusters are hired by individuals and all types of businesses and professionals, including attorneys, banks, accountants, business owners, and even insurance agents and adjusters for their own losses. Once a person has experienced the benefits of our services, they will rarely attempt to settle a claim without our help at Coral Claims.

When should I contact Coral Claims Public Adjusting Services?

Coral Claims should be your FIRST call after suffering a loss so we can correctly initiate, manage, and execute the claim process. Contact our insurance claim adjusters today to learn more.

How do you prepare a claim?

Our public adjusters are highly skilled in the art of negotiation. They employ the services of appraisers, engineers, accountants, and additional professionals. Coral Claims carefully examines all evidence, keeping written records and other documentation to maximize your settlement.

How much do you charge?

Our fees are regulated by the Florida Department of Financial Services and amount to a small percentage of the amount recovered from the insurance carrier.

If my claim is denied, can I still get help?

Coral Claims can reopen your case and negotiate with your insurance company. In many cases, we have obtained payment for a loss after it was initially denied by an insurance company.

Ready to Get Started?

No Recovery – No Fee! Start the claims process by contacting us today!